Fidelity Just Validated Everything We’ve Been Saying About Retirement Income
Fidelity Investments is moving to add a guaranteed lifetime income option inside its Freedom target-date funds — the same funds […]
Strategy 4: Mortgage Protection for Two-Income Households
Most mortgage protection conversations assume one primary earner. But the majority of American households today run on two incomes —
Avoid IUL Pitfalls — And the “Hockey Puck” Agent
When it comes to Indexed Universal Life insurance, it’s easy to be drawn in by a polished illustration and the
Strategy 2: Pure Mortgage Protection at the Best Price
Not everyone needs their premiums back. Some families want one thing from a mortgage protection policy: if something happens to
The Objection That’s Half Right
Most of what people “know” about annuities isn’t wrong. It’s just incomplete. Take one of the most common objections I
Strategy 1: Pay Your Home Off Early — And Get Your Premiums Back
When most people think about mortgage protection, they picture a simple term policy. You die, the mortgage gets paid. Done.
Accumulation Gets You to Retirement. Guaranteed Income Gets You Through It.
Most retirement plans are built around one goal: accumulate as much as possible. Accumulation isn’t a retirement strategy. It’s a
The Safe-Money Shift
This is Part 3 of a 3-part series. Read Part 1: The Annuity Puzzle | Read Part 2: PIRC →
A Smarter Way to Create Tax-Free Retirement Income (Without a Roth IRA)
This is Part 2 of a 3-part series. Read Part 1: The Annuity Puzzle → One of the most common
The Annuity Puzzle: If Annuities Are So Good… Why Doesn’t Everyone Buy One?
Economist and Nobel Prize winner Richard Thaler famously highlighted something called “The Annuity Puzzle.” Here’s the puzzle: if annuities can