About
IUL.Solutions
About IUL.Solutions
IUL.Solutions helps individuals and families make thoughtful decisions about life insurance, safe-money strategies, and retirement income planning.
Our approach is intentionally different. Instead of starting with products, we start with conversations — understanding your goals, your timeline, and the financial responsibilities that matter most.
A Calm, Suitability-First Approach to Important Money Decisions
In a noisy financial world full of opinions and pressure, our approach is intentionally different.
Important financial decisions should not feel rushed or confusing. Many people come to us because they’re holding cash, approaching retirement, or simply want clearer answers about their financial options.
Our role is not to push products or chase performance. Our role is to slow things down, explain your options clearly, and help you make decisions that feel steady, informed, and appropriate for your situation.
Meet the Advisor
Kurtz Lytle
Founder, IUL.Solutions
Kurt works with individuals and families who want a thoughtful, suitability-first approach to life insurance and retirement income planning. His work focuses on helping clients protect their families, preserve savings, and create reliable income strategies without exposing their financial future to unnecessary risk.
About IUL.Solutions
Phasellus magna velit, mattis a tellus ut, sollicitudin commodo est. Curabitur tincidunt facilisis magna convallis convallis. Nulla sit amet tincidunt nibh, quis hendrerit sem. Pellentesque a orci eget ex semper lobortis. Phasellus fringilla lorem tincidunt ullamcorper luctus. Sed bibendum tempor sapien, in rutrum tortor pellentesque sed. Fusce pharetra lacinia eros in egestas. Pellentesque vitae facilisis lacus, in rutrum magna. Mauris ornare semper consectetur.
Properly Structured IULS
Rest assured that our indexed universal life plans are meticulously structured to maximize benefits. We guide clients through every step, ensuring liquidity, safety, and superior returns with tax-free access.
Strong Business Integrity
Integrity is at the core of all of our operations. We prioritize transparency, ethics, and doing what's right for clients, fostering long-lasting relationships built on trust and respect.
Client Suitability
All of our solutions are tailored to each client's unique needs and goals. We take a personalized approach, deeply understanding aspirations to provide the most suitable products and services.
Suitability-First Process
We don’t start with products. We start with your goals, timeline, and comfort level. Every recommendation is made only after a full suitability review so the strategy fits your situation — not the other way around.
Independent, Multi-Carrier Access
As an independent professional, we are not tied to a single insurance company. This allows access to multiple highly rated carriers and a broader range of safe-money strategies.
Conversation-First, No-Pressure Guidance
You’ll never be pressured to buy anything. Our role is to explain options in plain English, answer questions clearly, and help you make a calm decision at your own pace.
How the Safe Money Review Works
The Safe Money Review is a simple, no-pressure conversation designed to help you get clarity on what to do next — especially if you’re holding cash, CDs, or retirement savings and want a safer plan.
- Step 1 — Request a Safe Money Review: Complete the short request form and let us know what you’d like to review. We’ll follow up to schedule a time that works for you.
- Step 2 — We Learn Your Goals and Priorities: We’ll discuss what matters most to you — your timeline, risk comfort, liquidity needs, and long-term goals. This is a conversation, not a sales pitch.
- Step 3 — You Receive Clear Options: If appropriate, we’ll provide strategy options and illustrations so you can compare choices and make a confident decision. No pressure — just clarity.
If you’re unsure what to do with your cash or retirement money, this is a simple first step.
If you are unsure about your life insurance protection or Mortgage Life Insurance, Start here:
Licensing & Disclosures
IUL.Solutions is an independent insurance and safe-money education practice based in Nashville, Tennessee.
We provide educational guidance and insurance-based strategy reviews, including fixed and indexed annuities and cash value life insurance. Recommendations (if any) are made only after a full suitability review and are based on each client’s goals, timeline, and comfort level.
IUL.Solutions is not affiliated with any single insurance company, bank, or investment firm. Coverage and product availability may vary by state.
Insurance products are not FDIC insured, not bank guaranteed, and may not be insured by any federal government agency. Product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.
Better Business Bureau (BBB) A+ Rating
IUL.Solutions is proud to maintain an A+ rating with the Better Business Bureau. We believe trust is earned through transparency, professionalism, and doing what’s right for clients — especially when the decisions involve their family and financial future.
Our Mission
Our mission is to help people make confident financial decisions by providing clear education, thoughtful guidance, and strategies designed to protect families and preserve wealth.
We believe financial planning should prioritize suitability, transparency, and long-term stability.
Credentials & Professional Information
BBB – Better Business Bureau
Year Established: 2020
Licensed Insurance Professional
Resident License: Tennessee
National Producer Number
E&O Insurance Coverage
About
IUL.Solutions provides life insurance and asset protection services to clients in TN, TX, KY, AZ, OH, NC, AL, FL, SD, VA, GA, PA, LA, OK, NM, AR, WA, SC, CA, MN, and WI.
Year Established
2020
Products
Services
- Life Insurance Policies
- Indexed Universal Life Plans
- Fixed Indexed Annuities
- Term Life Insurance Coverage
- Retirement Planning Services
- Family Protection Solutions
- Policy Structure Consultation
- Executive Bonus Plan
- Mortgage Protection Insurance
Specialties
- Insurance Broker
- Properly Structured Index Universal Life Plans
- Guaranteed Lifetime Income Plans
Associations
- BBB (Better Business Bureau)
Brands
- National Life Group
- Athene
- F&G Annuities and Life
- North American
- Mutual of Omaha
- Ethos
- TruStage
- Ameritas
- LGA America
- Protective Life
- Americo
- Corebridge
- TransAmerica
- Foresters
- American Amicable
- Aetna
- Aflac Life
- Instabrain
Pickup and Delivery
Payment Options
Languages
- English
License Number
- National Producer #8993693
- Resident License #TN964408
- CA License #4259833
- E&O License# NA596427449
Ready to Start the Conversation?
If you’re exploring safe-money strategies, retirement income planning, or family protection solutions, the first step is a conversation.
Start a Safe Money Review or Protection Review to explore options designed for your situation.
If you are unsure about your life insurance protection or Mortgage Life Insurance, Start here:
