When NASCAR champion Kyle Busch and his wife, Samantha, announced that they’d lost more than $8 million in a life insurance “retirement” plan, the headlines were brutal. Suddenly, Indexed Universal Life (IUL) was being painted as the villain, and “tax-free retirement” was labeled a scam.

While Wall Street debates equities and bonds during the market downturn many are unaware of the power of Fixed Index Annuities (FIAs) for growth and protection.